The grade on that note certainly would decrease it's value.... Even without the writing, it looks to be perhaps EF at best, likely VF. But then, scans can be deceiving as we all should know.
All that said however, I certainly wouldn't mind adding it to my collection.
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BWJM, F.O.N.A.
Life Member of CPMS, RCNA, ONA, ANA, IBNS, WCS.
President, IBNS Ontario Chapter.
Treasurer, Waterloo Coin Society.
Show Chair, Cambridge Coin Show.
Fellow of the Ontario Numismatic Association.